How do you do personal accounting?

I use Mint, I’ve heard for YNAB but surely there are open source/more developer friendly approaches? I’ve considered using Ledger but also like the fact that my transactions are automatically synced from other tools. I may just use excel and manually import transactions, but there feels like something should live in this space.

I’m open to something that:

  1. Integrates with my banks for transactions
  2. Can be self hosted
  3. Is a bit more aligned with accounting transaction tracking than Mint is (when I sold my home, it totally messed up my net worth tracking because I had to delete the asset from Mint, and now it’s gone from historical trends)
3 Likes